Cost of Studying and Living in the Philippines

The Philippines attracts many international students because it offers a unique academic experience and exciting cultural adventures. International students also like that most Philippine institutions use English as a medium of instruction, operate a dynamic learning environment, and have a welcoming atmosphere.

To top all those, the cost of studying and living in the Philippines is low and affordable, especially compared to other countries. If you want to know more about the financial aspects of pursuing higher education in the nation, you can find answers in this article. So, make sure to read the information below carefully, as it aims to shed light on the cost of Philippine education.

Costs of Studying in the Philippines

Academic Costs / Tuition Fees

The cost of studying for both undergraduate and graduate programs in the Philippines varies based on the university and the program chosen by the student. To give you a better idea, here are the tuition fee ranges for some of the country’s most well-known universities.

Other Academic Costs

International students must understand that, in addition to tuition, they must cover other studying and living costs in the Philippines, such as non-tuition student fees, which are also sometimes referred to as semester or miscellaneous fees. These additional expenses include application fees, transportation, accommodation expenses, registration fees, ID fees, enrollment fees, healthcare, and stationery. The combined total generally exceeds ₱2,000 per semester.

Costs of Living in the Philippines

Knowing the cost of living in the Philippines is essential for international students. Hence, when choosing the best city where you want to attend a university, you must pay attention, especially if you are working on a budget. You want to live in an affordable area that can provide you with the most necessities without breaking the bank. However, most of your financial decisions still depend significantly on lifestyle and preference.

For instance, if you want to live in a vibrant city with an average cost of over $750, Metro Manila is an excellent place to go. On the other hand, Iloilo is a more affordable city with an average cost of living of less than $550 per month, which already includes access to necessary amenities for a comfortable student life. Still, if you are unsure where suits you best, here are some of the best cities in the Philippines to consider:

1. Metro Manila

• Recommended School/s: University of the Philippines Diliman | De La Salle University | University of Santo Tomas

Metro Manila is the most popular city for international students, as it is the country’s capital. The average monthly cost of living is US$780, making it the fifth most expensive area in the Philippines. Out-of-country learners find its modern atmosphere and diverse culture appealing, earning it the title of one of the most inviting cities for foreign nationals.

Additionally, the amount they have to spend on expenses is reasonable. For instance, housing expenses, such as rent and utilities, may cost about US$392 monthly. Meanwhile, food may cost about $271 monthly, and transportation fees may be around US$48 a month.

2. Baguio

• Recommended School/s: University of Baguio |  University of the Philippines Baguio | University of the Cordilleras

Baguio, also known as the City of Pines and the Summer Capital of the Philippines, is now one of the most heavily populated cities in the country and a popular tourist destination in North Luzon. It is also another inexpensive study place for international students. For instance, the average monthly cost of living here is $538, which is more affordable than in Manila or Cebu, where the price is close to $700.

Such low figures may be because accommodation and utilities in Baguio for a single person cost only $244, food is $212, and transportation is around $29 monthly. This data shows that the city is cheaper than most cities in the Philippines.

3. Cebu

• Recommended School/s: University of San Carlos | Cebu Normal University | Cebu Technological University

With its long history as the nation’s previous capital, Cebu is brimming with culture from which international students can learn. It’s also the Philippines’ second-largest city in Central Visayas, so its population is relatively diverse. Moreover, it is considered one of the least expensive cities in which to live, with an average monthly cost of approximately $750.

For example, accommodation and daily expenses in Cebu are pretty affordable, as international students will likely spend only less than $400 on rent and utilities monthly, $279 on food, and $40 on transportation expenses monthly.

4. Iloilo

• Recommended School/s:  UP Visayas | Central Philippine University | West Visayas State University

Regarding its economy and education, Iloilo has grown in Western Visayas. This metropolis is now home to excellent state and private universities. Compared to the other big cities, it is also another affordable city suitable for international students. The average monthly cost of living here is less than $550, which is cheaper than in Baguio, Metro Manila, Cebu, and other major cities.

That translates to $246 monthly for rent, $23.8 for transportation, and $229 for food. International students can also access the necessary amenities and enjoy great food and cultural festivals.

5. Davao

• Recommended School/s:  Ateneo de Davao University | University of Mindanao | University of Southeastern Philippines

Davao City is the third-most populated city in the Philippines and the most populated city in Mindanao. It is an economic center in the southern Philippines and, like its Visayan and Luzonan equivalents, an attractive city for international students. The city’s affordability contributes to its appeal, with an average cost of living of about $613 monthly. That figure covers rent and utility of about $271 monthly, while transportation costs over $45 monthly and food costs $229 monthly.

Ways to Minimize Academic and Living Costs in the Philippines

Scholarships for International Students

Securing scholarships is an effective way of dealing with the living and studying costs in the Philippines. These financial assistance options help students cover tuition expenses and other costs related to learning as international students. An example of a scholarship for out-of-country applicants is the Ateneo De Manila University’s Freshman Merit Scholarship.

If you want to look for other scholarship or financial aid options, you can explore more opportunities specific to your circumstances as an international student on our Scholarship Page.

The Philippines is an enticing destination for international students looking for an affordable school that does not compromise academic experience and provides valuable insight into the chosen program. However, international students should be ready to cover other costs of studying and living in the country, including semester fees, food, and rent. So, make sure to plan your financials before studying in the Philippines.

We hope this article help you prepare your budget as an international student in the Philippines. To learn more about studying in the the country, check out our Philippines Page. You can also visit this linked page to discover Available Courses you can pursue.